Frequently Asked Questions

FAQ of My Financing USA's RV and Boat Loan Programs

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48 articles in this collection
Written by My Financing USA

Do you offer Refinancing?

Refinance with My Financing USA
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Written by My Financing USA
Updated over a week ago

I have owned my own business less than 2 years, will this affect my chances?

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Updated over a week ago

Why are the interest rates higher than my car loan?

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Updated over a week ago

Can my child be on the application with me?

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Updated over a week ago

What are your fees?

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Updated over a week ago

What is NADA Guides?

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Updated over a week ago

Is your website secure? Do you sell my information to other companies?

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Updated over a week ago

How long will it take to receive my plates and/or registration/decals?

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Updated over a week ago

What if my seller does not have a current title or registration?

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Updated over a week ago

Who does the title work?

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Updated over a week ago

Why can’t I add my spouse/relative to the title/registration?

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Updated over a week ago

What is a VIN/Emissions/Safety inspection & why do I need one?

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Updated over a week ago

Why do you need a Title Clerk Authorization from the seller?

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Updated over a week ago

How long after I sign documents will I receive my funds?

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Written by My Financing USA
Updated over a week ago

Who do I give my down payment to?

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Updated over a week ago

Can you send my check directly to the seller or dealer?

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Updated over a week ago

Can you wire or ACH the funds for my loan?

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Updated over a week ago

How will I receive my money after I close?

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Updated over a week ago

What are the insurance requirements?

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Updated over a week ago

What happens if the seller still has a loan on the unit?

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Updated over a week ago

Why do you need the sellers information?

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Updated over a week ago

Am I able to finance extended warranty, GAP, and/or Tire & Wheel with the purchase?

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Updated over a week ago

Am I able to finance the tax and filing fees into my loan?

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Updated over a week ago

When will I sign loan documents?

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Updated over a week ago

How long is my approval valid?

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Updated over a week ago

What happens after submitting the application?

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Updated over a week ago

How long does it take after you apply?

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Updated over a week ago

Can I get financed for a unit with a salvage title?

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Updated over a week ago

What if the park model or tiny home is RVIA registered as a Travel Trailer?

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Written by My Financing USA
Updated over a week ago

Can I buy a park model, tiny home, toter home, bus conversion, school bus, custom models or houseboat?

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Written by My Financing USA
Updated over a week ago

I write off much of my income as a business owner, will this be a problem?

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Updated over a week ago

Can I use my bank statements to verify my income?

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Updated over a week ago

Can I finance a truck to pull the RV/Boat I want to finance?

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Updated over a week ago

Do you work with bankruptcy?

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Updated over a week ago

Can I count my spouse’s income?

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Updated over a week ago

Can I buy out of state?

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Updated over a week ago

How does it work if my unit is on order?

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Updated over a week ago

Will this affect my credit?

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Updated over a week ago

How many credit inquiries will there be?

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Updated over a week ago

What credit bureaus do you use?

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Updated over a week ago

Do I have to purchase from a dealer?

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Updated over a week ago

Can I get pre-approved?

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Updated over a week ago

Do you offer programs with no down payment?

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Updated over a week ago

What lenders do you work with?

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Updated over a week ago

How much can I borrow?

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What are your rates and terms?

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Updated over a week ago

What might disqualify me?

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Updated over a week ago

What are the minimum application requirements?

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Updated over a week ago